In a Car Accident? Here’s What You Should Do
As a car owner and driver, you may, at some point in time, be involved in a road crash with another motorist. Being involved in an accident can be so scary and dangerous. Besides, the possible injuries that you may suffer in such a case, the vehicle damage that your car will sustain, and the trauma of being involved in the accident could be huge. It, therefore, pays to understand the various critical steps that you should take in the aftermath of an accident. Understanding and practicing such steps ensures expedited post-accident processing that guarantees quick recovery from the losses suffered. Here are some crucial tips on what you should do after meeting a car accident.
1. Do a quick assessment
The first important step to take after being involved in a car accident with another motorist is to conduct an immediate post-accident assessment of yourself, the other motorists involved, and the vehicles. The assessment should primarily focus on evaluating the kind of injuries that you and the other motorists have suffered. Such an assessment should give you a benchmark on whether to seek immediate medical attention or not. In cases where you have sustained serious injuries, including bleeding, broken bones, or internal pain, you should endeavor to immediately call for emergency medical help. Assessing both yourself and the other motorists ensure that persons who are critically injured do not waste the crucial moments that may spell the difference between life and succumbing to injuries.
2. Securing the accident scene and calling the police
The next important step involves securing the accident scene appropriately as designated and defined by the law. When securing the accident scene, emphasis should be put on appropriately placing hazard signs both at the front and at the rear of the vehicles that collided. The hazard signs are particularly crucial in helping warn other motorists to keep off the area. In case the scene is not secured in such a manner, other motorists could crash into the stationary wreckage, thereby leading to a cascade of secondary accidents that complicate the matter even further. After securing the scene, you should then endeavor to call the police and immediately inform them of the preliminary information relating to the accident. Some of the crucial information that should be relayed to the police include the location of the accident and conditions of the victims.
3. Collect information relating to the accident
As you wait for the police to arrive, experts advise that you embark on getting the facts right relating to the car accident. The focus should be particularly made on collecting important vehicle and accident information. Among the crucial information that should be recorded include the time and place where the accident occurred, the registration numbers of the vehicles involved, the insurance details of both vehicles involved in the accident, details of the drivers, and their personal information such as license number and contact information. Additional information can also be obtained from tech devices such as dash-cam video recordings that showed how the accident occurred. Collecting such information helps ensure that the police have an easy time trying to resolve the case.
4. Notify your insurance company
After being involved in a car accident, it is highly advisable to ensure you serve your insurance company with a notice of involvement. When doing so, you should endeavor to abstain from making judgments or conclusions on who was at fault in the crash as that is determined by the police after careful evaluation of the facts. Crucial information that should be provided to insurance company includes basic accident information such as the registration vehicle of the other car involved in the accident, your insurance policy number, and the insurance policy details relating to the other car.
You should also accurately capture both drivers’ basic information that ensures expedited processing of insurance claims. If the other driver flees the scene after an accident, the article “What Happens If You Are In A Car Accident And The Other Driver Doesn’t Have Car Insurance?” explains that you can still receive coverage under your insurance policy.
After involvement in a car crash the steps that you take are crucial in determining how fast and accurate the case is resolved. Involving the necessary authorities including the police and insurance companies ensures that the due process for compensation is expedited. Taking the recommended steps is a crucial part and parcel of the entire process of recovering from the shock, loss, and damage suffered in the accident.